亚马逊是否可能建立卖家保险以保障卖家利益?

对于在亚马逊平台上销售的大件、高价值产品,例如400刀或者200英镑以上的,一旦客户要求退货退款,这个成本损失和影响会非常严重。亚马逊是否有建立卖家在此方面相关的保险,以保障卖家利益?或者有哪些合适的保险可以参考借鉴?
已邀请:
这个亚马逊有保障,你看这个退货政策

If the order is valued at $100 or more, insure the shipment for the value of the merchandise and ship your return with a signature shipping service. Items valued at over $75 must be returned to the seller with a trackable shipping service. For items below $75, we suggest USPS delivery confirmation service. If a package doesn't arrive and you don't use a trackable method to return or if you refuse the shipment as a method of return, we may not be able to cover you under the A-to-Z Guarantee.

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